Who We Help
The most important step!
You are likely in the first few years of your working life.
Without the expense of dependents, this is likely a great time to put your savings into overdrive and expedite your wealth accumulation.
When you have accumulated some wealth, you might be considering your first home purchase, an investment property purchase or using those funds for lifestyle experiences like travel.
· Saving a deposit for your first home
· Money management advice
· Understanding how to make your money best work for you
You are starting to hit your stride both in your career and financial life.
Your finances have likely begun to stabilise, you are likely to have debt, possibly considering a family and wanting to do more travel.
This is when we want to start growing your wealth with a range of different and diverse assets.
· Paying down the family home debt; education costs for children; family holidays
· Insurance protection for you and your family
· Tax efficient strategies for investment debt
A milestone towards your financial freedom – you are now debt free.
You are in secure jobs, your family is growing older and aren’t as financially dependent and you have worked hard to pay off your family home.
You may have some investment debt or be looking to maximise opportunities to grow your wealth more.
· Taking on investment debt
· Actively building wealth
· Increase tax savings
You are well-established in your career and retirement is on the horizon.
Wealth preservation and holding your diversified assets is the primary financial focus of this stage of your financial life cycle.
Eliminating any remaining debt and taking advantage of the earlier planning you have done would be the focus.
This is where the benefits of previous planning and your existing Masterplan pushes you over the line in your marathon.
· Protect the wealth that you have created
· Travel
· Paying off any investment debt
Your working days are over if you choose, and you've officially entered your golden years.
This is not age specific, the earlier you start working on your Masterplan, the quicker you can get here.
Many of our clients still enjoy work, so we believe that it is about finding your preferences and giving you choice.
Now that you are in the final phase of your financial life cycle, this is the time to make sure you're set up to pass your wealth to your loved ones in a tax-efficient way.
· Being able to assist children and grandchildren
· Travel
· Protect the wealth that you have created
· Rely on the income generated from the assets you have built up over your working life
Your Masterplan Experience
1. Reaching Out
What does financial freedom look like for you?
2. Initial Chat
Let's make some time to discuss your situation.
3. Meet
Let's have a catch up online to discuss your financial freedom goals.
4. Develop Your Master Plan
We create your Masterplan together.
5. Outline Your Master Plan
We implement your Masterplan together.
6. Road To Financial Freedom
Live with financial freedom.
How We Help
Investment Properties
Investment Portfolios
Debt Consolidation
Deductible versus Non-Deductible Debt
Debt Recycling
Super Consolidation
Investment Strategies
Contributions
Income Streams
Tax Strategies
Investment Strategies
Emergency Funds
Death, Injury and/or Accident, Trauma
Income
Age Pension
Assets/Income Tests
Income Tax
Small Business CGT Concessions
Tax Effective Investments
Wills
Beneficiaries
Power of Attorney